CARBUCKS CARBUCKS CARBUCKS CARBUCKS 

financing for everyone

An Easier Way to get a car

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Info@carbucks.ai647 492-57-941210 Sheppard Ave E #204b,
North York, ON M2K 1E3
MON-FRI: 9 am - 8 pm; SAT: 10 am - 3 pm; SUN: Closed
SCROL DOWN

The Smart Way
To Buy a Car

At Carbucks, we make vehicle financing simple, transparent, and personalized to your needs. With our experience in automotive finance, we offer flexible terms, competitive rates, and support for all credit situations. Our experts guide you through every step, ensuring you find a vehicle that fits your lifestyle and budget. Whether you’re buying your first car, upgrading, or rebuilding credit, Carbucks is here to make the process easy and stress-free. Trust us to get you on the road with confidence.

The Smart Way
To Buy a Car

At Carbucks, we make vehicle financing simple, transparent, and personalized to your needs. With our experience in automotive finance, we offer flexible terms, competitive rates, and support for all credit situations. Our experts guide you through every step, ensuring you find a vehicle that fits your lifestyle and budget. Whether you’re buying your first car, upgrading, or rebuilding credit, Carbucks is here to make the process easy and stress-free. Trust us to get you on the road with confidence.

01

GET PRE-APPROVED

The first step is to learn what your true budget is. This is done by completing our online pre-approval application.

02

CHOOSE YOUR
NEW VEHICLE

Choose a vehicle that is right for you and your pre-approval! Typically we an have you in a new vehicle, in as little as 72 hours.

HOME DELIVERY

Hassle-free delivery right your home or workplace at no extra cost! Peace of Mind 10 day Guarantee or money back.

03

Apply now

Touch ME

Top  Monthly  Deals

25 000 CAD

KIA

Sportage EX 2019

25 000 CAD

Volkswagen

Jetta Highline 2021

150 000 CAD

Nissan

Rogue SL 2017

TRUCK CARS

COMPACT CARS

25 000 CAD

Jaguar

F Pace S 2017

25 000 CAD

Audi

Q5 Komfort 2020

150 000 CAD

Honda

Civic LX 2020

Extended Warranty

Same Day Approval

Same Day Approval

Certified Pre Owned

... and Our Financial Partners

reviews

Martin

Smooth process from start to finish. The staff was helpful and got me a great deal on my new car. Highly recommended!
Book Jessica

Jane Bullin

Carbucks made my first car-buying experience stress-free. I will definitely recommend.
Book John

Sam Pann

I recently purchased a car from Carbucks, and the process was seamless. The sales team was knowledgeable and attentive without being pushy. They answered all my questions and helped me find the perfect vehicle within my budget. I highly recommend Carbucks to anyone looking for a smooth car-buying experience!

Bob B.

I bought a used car, and it runs great. The staff was friendly.

Jesica

I can't say enough good things about Carbucks. They offered me great trade-in value for my old car. The whole process was quick and easy, and I’m extremely satisfied with my purchase.
Book Tommy

Looking for a new or used vehicle?

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FAQ
001
001
What is the minimum credit score needed to finance a car in Ontario?
While there is no strict minimum credit score, most lenders prefer a score of 650 or higher for car financing. However, you can still qualify for a car loan with a lower score, though you might face higher interest rates. There are also lenders that specialize in financing options for those with bad credit or no credit history.
002
002
How long can I finance a car for in Ontario?
Typical car loan terms range from 24 to 84 months. While longer terms (like 84 months) offer lower monthly payments, they may result in paying more interest over time. It's essential to consider your budget and the total cost of the loan when choosing a term.
003
003
Is it possible to finance a car with zero down payment?
Yes, many dealerships and lenders in Ontario offer zero down payment car financing. However, financing the full purchase amount may lead to higher monthly payments and interest rates. A down payment can help reduce these costs and improve your loan terms.
004
004
Can I get car financing if I am self-employed?
Yes, self-employed individuals can still qualify for car financing in Ontario. Lenders may ask for additional documentation, such as tax returns, bank statements, or proof of income, to verify your financial stability. It’s a good idea to prepare these documents in advance to streamline the approval process.
005
005
What is the difference between leasing and financing a car?
Leasing a car means you’re essentially renting it for a set period and returning it at the end of the lease term. Financing a car means taking out a loan to buy the vehicle, allowing you to own it outright once the loan is paid off. Leasing usually has lower monthly payments, but you won’t own the car at the end of the lease. Financing can be more expensive per month, but you have the benefit of ownership and no mileage restrictions.
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